Accredited investors only
Participation is limited to qualified accredited investors, verified through InvestReady on behalf of Scipio Capital Advisors.
Scipio Capital Advisors notes · Accredited investors
Earn up to 15% a year, paid monthly
Competitive rates. Interest paid out monthly. A $50,000 minimum.
Built for accredited investors who want predictable cash flow without the stock market rollercoaster.
- 12–15% current note rates
- $50,000 minimum
- Interest paid monthly
Qualify for Scipio FundingStep 1 of 7
Have you previously invested in notes?
Takes about 40 seconds
2022Year founded
$50K+Minimum investment
12–15%Current note rates
MonthlyInterest paid
The program
Income without the stock market rollercoaster
A note program built for accredited investors who want scheduled cash flow and a clear picture of how their capital is deployed.
Competitive floating rate
The interest rate is set weekly by the Notes Committee and reviewed against national market rates to remain competitive.
Interest paid out monthly
Interest accrues every day and is paid out on the last business day of each calendar month. It is paid to you, not added back to the note.
Investment tiers
Placement by asset size
Three note tiers, each with its own rate and minimum. Your specialist confirms which one fits on the review call.
12%Annual rate
Note I
SCA Monthly Income
The entry tier for accredited investors opening a Scipio Capital Advisors note position, with monthly interest paid and a straightforward online setup.
15%Annual rate
Note II
SCA Preferred Income
A larger asset placement for investors seeking stronger income. Interest is paid monthly, with rollover options reviewed as notes mature.
15%Annual rate + bonus
Note III
SCA Premier Allocation
A private capital allocation for substantial investors and entities, with monthly interest and an additional maturity bonus available at payoff.
The math
What the income looks like
Interest accrues daily and lands on your note on the last business day of each month. At current tier rates, a $50,000 Note I position pays roughly $500 a month, and a $1M Note III position pays roughly $12,500.
Rates float and are reviewed weekly by the Notes Committee. Figures here are illustrative, not a projection.
Illustrative monthly interest paidBy note tier
The process
From six questions to a funded note
- 01
Answer six questions
About forty seconds. No documents, no account, and nothing that commits you to investing.
- 02
Verify accredited status
Verification runs through InvestReady on behalf of Scipio Capital Advisors - a straightforward online process.
- 03
Open and fund your note
Link a U.S. bank account and make your initial investment of $50,000 or more. Additional funds can be added by check, ACH or wire.
- 04
Receive monthly income
Interest is paid on the last business day of each month, and your balance, statements and alerts live in the investor portal.
Questions
What investors ask first
Something not covered here? Call 888-990-7795 and speak with a specialist before you answer a single question on the form.
What am I investing in?
A Scipio Capital Advisors note - a private placement available only to verified accredited investors. Each offering sets its own rate, term, payment mechanics and risk factors in the offering documents, and those documents control the terms.
What is the minimum investment?
The entry note tier opens at $50,000. Larger placements qualify for Note II at $250,000 and Note III at $1M+, each with its own rate and terms.
How is the rate set?
The rate floats, set weekly by the Notes Committee and reviewed against national market rates. Current note rates have been 12-15% depending on tier. It is not a fixed, guaranteed return.
When do I get paid?
Interest accrues daily and is paid out on the last business day of each calendar month. Balances and statements are available in the investor portal at any time.
Do I have to be an accredited investor?
Yes. Verification runs through InvestReady on behalf of Scipio Capital Advisors before offering documents are released. You may qualify through income, net worth, or certain professional licenses such as the Series 7, 65 or 82.
Is this insured or liquid?
No. These are not bank deposits, are not FDIC insured, and are not guaranteed. They may lose value, and they are illiquid - withdrawal timing and any lock-up are governed by the note's offering documents.
Qualification takes about 40 seconds
See if aScipio Capital Advisorsnote fits your portfolio
Six questions, no documents, no commitment. A specialist reviews your answers within one business day.
Qualify nowAccredited investors only · $50,000 minimum